RICK D. LAIL is the owner/managing attorney. He attended the University of North Carolina at Charlotte and received a Bachelors of Arts Degree in Criminal Justice in 1983. Following his graduation, he attended Thomas Cooley School of Law in Lansing, Michigan receiving his Juris Doctorate in 1987. Mr. Lail has now practiced law in Mecklenburg County, North Carolina for over 27 years. For the last 10 years, Mr. Lail has practiced in the area of real estate foreclosure. In this legal capacity he has represented all parties to a foreclosure action: lender, borrower and trustee giving him a broad view of the foreclosure process. His present concentration is as an attorney/foreclosure trustee for the Real Estate/ Default Services Industry. As such he drafts and reviews foreclosure and eviction documents, title to real estate, seeks resolutions to title claims and mobile home issues; all the time ensuring compliance with both North Carolina and Federal regulations.
FRANCES WHITE is the office administrator/manager. She attended Appalachian State University, Alverson-Draughn Business College and Pfeiffer University, is a Certified Legal Assistant, a NC State Bar Certified Paralegal, and a licensed Real Estate Broker. She has been a named Substitute Trustee in the State of North Carolina since 1988 and has successfully completed tens of thousands of foreclosures, evictions and REO closings. She has successfully finalized thousands of title curative matters and mobile home issues. Her experience speaks for her expertise with default properties. She believes knowledge is power and personally trains and mentors all staff toward an expertise in the default property industry, procedures and policies.
This law firm’s legal staff has over 35 years of experience in the area of providing trustee services, therefore the Law Offices of Rick D. Lail is in the best position to ensure compliance in an ever-changing legal environment. We can assist with registering the loan with the North Carolina Finance Housing Agency, comply with the pre-foreclosure statutory requirements, initiate legal proceedings seeking foreclosure, attend the foreclosure hearing, conduct the sale, monitor the upset bid period, file the final accounting and transfer title.
This start to finish approach assures a foreclosure that is not only executed expeditiously, but more importantly correctly. This minimizes the carrying costs of the property which has been added to the liability of the owner/holder because we recognize the property is not an asset.
FRANCES WHITE is the office administrator/manager. She attended Appalachian State University, Alverson-Draughn Business College and Pfeiffer University, is a Certified Legal Assistant, a NC State Bar Certified Paralegal, and a licensed Real Estate Broker. She has been a named Substitute Trustee in the State of North Carolina since 1988 and has successfully completed tens of thousands of foreclosures, evictions and REO closings. She has successfully finalized thousands of title curative matters and mobile home issues. Her experience speaks for her expertise with default properties. She believes knowledge is power and personally trains and mentors all staff toward an expertise in the default property industry, procedures and policies.
This law firm’s legal staff has over 35 years of experience in the area of providing trustee services, therefore the Law Offices of Rick D. Lail is in the best position to ensure compliance in an ever-changing legal environment. We can assist with registering the loan with the North Carolina Finance Housing Agency, comply with the pre-foreclosure statutory requirements, initiate legal proceedings seeking foreclosure, attend the foreclosure hearing, conduct the sale, monitor the upset bid period, file the final accounting and transfer title.
This start to finish approach assures a foreclosure that is not only executed expeditiously, but more importantly correctly. This minimizes the carrying costs of the property which has been added to the liability of the owner/holder because we recognize the property is not an asset.